A printable cheatsheet with calculations
and notes

Instead of calculating each ratio individually

Let our ratio tool instantly calculate your ratios. Input your financial data once and get multiple results.

Expected annual growth rate

Annual growth rate =

Ending value

Beginning value

- 1

AKA: simple growth rate or average annual growth rate (AAGR)


The expected annual growth rate measures the increase or decrease in the value of an investment or revenue stream in a given year.

Business owners, managers, and other interested parties use it to detect a year’s trends and compare growth between multiple years.

Note: expanded calculation

Divide yearly growth at the beginning of a year by the total value of that growth at the end of the year


A healthy growth rate is usually sustainable for a company. 

A good target is between 15% and 25% per year.

Accounts Receivable Expected annual growth rate:


ROT: Rule of thumb
HA: Historical Average (organization’s historical average)
PG: Peer Group average
EB: Economic Benchmark

DISCLAIMER: The interactive calculators on this site are self-help tools intended to help you visualize and explore your financial information. They are not intended to replace the advice of a qualified professional. Because each business is different, we can not guarantee accuracy.